Why Your ‘Full Coverage’ Didn’t Pay for Flooded Engine
Proverbs 14:15 — “The simple believeth every word” — “Full coverage” is not a thing.
What ‘Full Coverage’ Usually Means:
- Liability – pays OTHER guy
- Collision – pays YOU if you hit something
- Comprehensive – pays YOU for flood, theft, deer, hail
If you skipped #3 to save $20/month, that $8K engine is on you.
3 Questions for Daleville drivers:
- Do I have Comprehensive?
- What’s my deductible — $500 or $1000?
- Do I have rental if my car’s in shop 3 weeks?
Free policy review: Bring your declarations page. I’ll highlight gaps in plain English.
Deer season wrecks cars too.
Not a claim adjuster. Educational only.
